Find out what federal and NJ state programs you or your parent qualify for — in 10 minutes, free. The average qualifying senior is missing over $8,400 per year.
No registration required · No SSN · No exact income needed · Completely private
Programs We Screen For — All 25+ Checked Automatically
Every benefit program requires an application. Zero programs send automatic enrollment notifications. The entire burden falls on the senior — or their family — to discover, navigate, and apply across dozens of separate agencies.
This is the #1 reason eligible seniors never apply. It's also usually wrong. Most programs exclude your home, your car, and personal property from asset calculations. Income limits are higher than most people expect.
LIHEAP. PAAD. HAAAD. MSP. SCSEP. These acronyms are meaningless to the average person — but each one represents real money available to qualifying seniors right now.
Each program has its own agency, its own forms, and its own application process. There's no single starting point — until now. Our tool finds what you qualify for and shows you exactly how to apply, step by step.
These are not handouts. They are programs funded by taxes you and your family paid for decades. Claiming them is exactly what they were designed for. You've earned this.
No government jargon. No intimidating forms. Just 10 minutes and a clear answer.
Tell us your age, general income range, household, state, and situation. No Social Security number. No exact figures. No personal financial data.
We instantly screen your answers against federal, state, and local benefit programs to identify every program you're likely eligible for — and estimate the dollar value.
Receive a clear list of programs you qualify for, what each covers, how to apply, and exactly what documents you'll need. Print it, share it with family, or let us help you apply.
Takes 10 minutes. No account required. Free to start.
We check every major program — and many obscure ones most families have never heard of.
Designed for clarity, not complexity. Our tool is trusted by home health agencies, care coordinators, and thousands of NJ families.
Most Americans age 65 and older qualify for at least one benefit program they're not currently enrolled in. Income limits are often higher than people assume — and most programs exclude your primary home, one vehicle, and personal property from asset calculations. The only way to know for certain is to check.
No. Our screening tool only asks for general information — your age, an income range (not an exact figure), household size, and your state. We never ask for your SSN, bank account information, Medicare number, or any other sensitive personal data.
Almost certainly yes. Medicare and Social Security are just two of the 2,000+ programs available to seniors. Most people enrolled in both programs still qualify for Medicare Savings Programs, Extra Help for prescription drugs, SNAP food assistance, energy assistance, and more — programs that could be worth thousands of additional dollars each year.
This tool is designed for exactly that situation. Adult children managing their parents' affairs are one of the most common users. You can complete the questionnaire on behalf of a parent or loved one. The report is designed to be shared, printed, and discussed as a family.
We cover NJ PAAD, Senior Gold, NJ Medicare Savings Programs, Lifeline utility assistance, the HAAAD hearing aid program, Senior Freeze property tax relief, the Homestead Benefit, NJ Meals on Wheels, and NJ senior transportation programs — plus all federal programs available to NJ residents. NJ residents can also apply for PAAD, Senior Gold, MSP, Lifeline, and HAAAD through a single NJSave.gov application.
Yes — the basic eligibility screening is completely free. You'll see the programs you likely qualify for and an estimated total annual value at no cost. A full personalized PDF report with step-by-step application instructions, document requirements, and direct contact information is available for a small one-time fee.
Our AI screening tool is based on current federal and NJ state eligibility rules and is designed to be thorough and conservative — we'd rather show you a program you should investigate than miss something you qualify for. Results are a screening estimate, not a legal determination. Always verify eligibility directly with the relevant program agency before applying.
Check your eligibility in 10 minutes. Free to start. No registration required.
This tool provides benefit eligibility screening estimates based on general information you provide. Results are not a guarantee of eligibility or benefit approval. Always verify eligibility with the relevant program agency. This is not legal advice. We are not affiliated with any government agency. Sources: NCOA, SSA, CMS, USDA, NJ Division of Aging Services, NJSave.gov.